Business lines of credit.
Based on business revenue
A revolving line sized to what your business brings in.
What it is
A line you draw on when you need it and pay down when cash comes in. The limit is set by your business revenue.
It is built for timing problems: the money is coming, it just isn't here yet.
- What it's backed by
- Your business revenue.
- Who it fits
- Businesses with steady revenue whose cash arrives later than their bills do.
- What owners use it for
- Payroll
- Cash gaps between invoices
- Inventory
- Slow seasons
- Long sales cycles
Where it sits in a deal
- Business creditBusiness credit, where Business lines of credit sits, being arranged
- Gap fundingGap funding, not yet funded
- Senior debtSenior debt, not yet funded
Most deals combine layers. We structure the stack so the whole deal is covered.
What it costs
See how costs work- $1,000
- admin fee
- 1% to 12%
- in points
- 0% to 19%
- interest
Business lines of credit questions.
How is a business line of credit sized?
The limit is set by your business revenue. You draw on the line when you need it and pay it down when cash comes in.
Is a line of credit good for working capital?
Yes. A line of credit is built for timing problems, when the money is coming but isn't here yet: payroll, cash gaps between invoices, inventory, slow seasons and long sales cycles.
Can I get a business line of credit with credit challenges?
Often, yes. A line of credit leans on steady business revenue more than your personal score. If it isn't the right fit yet, we'll say so and point you to what is.
How fast can I get a line of credit?
24 hour answer on every request. How long funding takes after that depends on the product and the amount.
Related funding
Tell us what you need. You'll hear back within 24 hours.