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Caput Capital.

0% business credit1.

$100K to $250K

Credit built on your business and banking profile. No docs, no tax returns.

10% refers to introductory rates that apply for a limited period, after which standard rates apply. Approval and limits depend on your business and banking profile.

RestaurantsBusiness credit for ads and new staff$100K to $250K

What it is

Business credit lines and cards placed on the strength of your business and banking profile, not a stack of paperwork.

The 0% is an introductory rate for a limited period. You use that window to put money to work before standard rates apply.

What it's backed by
Your business and banking profile. No docs, no tax returns.
Who it fits
Owners who need $100K to $250K without handing over tax returns, and investors covering rehab costs alongside a property loan.
What owners use it for
  • Marketing and ads
  • Hiring staff
  • Inventory
  • Equipment
  • Expansion
  • Rehab costs on a property

Where it sits in a deal

A capital stack with the credit layer highlighted, where 0% business credit sits.
  1. Business credit
    Business credit, where 0% business credit sits, being arranged
  2. Gap funding
    Gap funding, not yet funded
  3. Senior debt
    Senior debt, not yet funded

Most deals combine layers. We structure the stack so the whole deal is covered.

What it costs

See how costs work
$1,000
admin fee
1% to 12%
in points
0% to 19%
interest

Business credit questions.

What is 0% business credit?

Business credit lines and cards with an introductory 0% rate for a limited period. After that period, standard rates apply. Approval and limits depend on your business and banking profile.

Can I get business credit without tax returns?

Yes. Business credit is placed on the strength of your business and banking profile, with no docs and no tax returns.

How much business credit can I get?

Typical amounts run $100K to $250K. The limit depends on your business and banking profile.

What can I use business credit for?

Marketing and ads, hiring staff, inventory, equipment, expansion, and rehab costs on a property.

Tell us what you need. You'll hear back within 24 hours.