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Caput Capital.

Asset based lending.

$500K to $25M

Loans secured by what you own: property, equipment, fleets, aircraft.

Auto shopsAsset based lending on equipment$500K to $25M

What it is

Capital secured against assets you already hold. Lenders look at the asset first, which is why credit history matters less here.

If you are paper rich and cash poor, this turns what you own into what you need.

What it's backed by
Commercial and investor real estate, equipment, heavy machinery, fleets, aviation.
Who it fits
Owners and investors holding real estate, machinery, fleets or aircraft with equity in them.
What owners use it for
  • Equipment
  • Property
  • Acquisitions
  • Expansion

Where it sits in a deal

A capital stack with the senior layer highlighted, where Asset based lending sits.
  1. Business credit
    Business credit, not yet funded
  2. Gap funding
    Gap funding, not yet funded
  3. Senior debt
    Senior debt, where Asset based lending sits, being arranged

Most deals combine layers. We structure the stack so the whole deal is covered.

What it costs

See how costs work
$1,000
admin fee
1% to 12%
in points
0% to 19%
interest

Asset based lending questions.

What is asset based lending?

Capital secured against assets you already hold. Lenders look at the asset first, which turns what you own into the cash you need.

What assets can secure an asset based loan?

Commercial and investor real estate, equipment, heavy machinery, fleets and aviation.

Can I get an asset based loan with bad credit?

Often, yes. Because lenders look at the asset first, credit history matters less than with most business loans.

How much can I borrow with an asset based loan?

Asset based loans run from $500K to $25M, depending on the asset and the equity in it.

Tell us what you need. You'll hear back within 24 hours.