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Caput Capital.

Emergency lending.

$100K to $1.2M

Fast capital with no collateral, paper based like a merchant cash advance.

Food trucksEmergency lending, no collateral$100K to $1.2M

What it is

Short notice capital for when something can't wait. No collateral is required.

It is paper based, structured like a merchant cash advance. If a slower product would serve you better, we will say so.

What it's backed by
No collateral. Paper based, like merchant cash advances.
Who it fits
Owners with a real deadline and no assets they want to pledge.
What owners use it for
  • Urgent cash needs
  • Making payroll
  • Getting through a slow season

Where it sits in a deal

A capital stack with the gap layer highlighted, where Emergency lending sits.
  1. Business credit
    Business credit, not yet funded
  2. Gap funding
    Gap funding, where Emergency lending sits, being arranged
  3. Senior debt
    Senior debt, not yet funded

Most deals combine layers. We structure the stack so the whole deal is covered.

What it costs

See how costs work
$1,000
admin fee
1% to 12%
in points
0% to 19%
interest

Emergency lending questions.

What is emergency business funding?

Short notice capital for when something can't wait, from $100K to $1.2M. It is paper based, structured like a merchant cash advance.

Do I need collateral for emergency funding?

No. Emergency lending requires no collateral.

Is emergency funding the right choice for my business?

It fits owners with a real deadline and no assets they want to pledge. If a slower product would serve you better, we will say so.

How fast can I get emergency funding?

24 hour answer on every request. How long funding takes after that depends on the product and the amount.

Tell us what you need. You'll hear back within 24 hours.